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🚗 Car Insurance Thailand

Car Insurance in Thailand

Compare 1st, 2nd and 3rd class car insurance from Thailand's leading insurers. Get the right coverage at the right price.

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What's Covered

1st Class Coverage
Comprehensive cover: your car, third-party damage, theft, fire and natural disasters.
2nd & 3rd Class
Mandatory third-party liability (3rd class) or extended third-party with limited own damage (2nd class).
Roadside Assistance
Emergency breakdown assistance and towing available with most 1st class plans.
Personal Accident
Driver and passenger personal accident and medical expense coverage included in most plans.

Frequently Asked Questions

Everything you need to know before choosing your insurance

Is car insurance mandatory in Thailand?
Yes. At minimum, Compulsory Motor Insurance (CMI / Por Ror Bor) is legally required for all vehicles. It covers third-party personal injury only.
What is the difference between 1st and 3rd class?
1st class is comprehensive and covers your own vehicle plus third-party. 3rd class covers third-party liability only — required by law but with minimal protection.
Can foreigners get car insurance in Thailand?
Yes. Foreign residents with a valid driving license can purchase car insurance in Thailand just like Thai nationals.
Does insurance cover motorbikes?
Motorcycle insurance is separate from car insurance and we can help arrange coverage for motorbikes and scooters too.

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