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🛡️ Accident Insurance Thailand

Personal Accident Insurance in Thailand

Protection against accidental death, permanent disability, medical costs and income loss. Essential coverage for expats in Thailand.

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Surgery, hospital stays

Consultations, medication

What's Covered

Accidental Death
Lump-sum payment to your beneficiaries in the event of accidental death.
Permanent Disability
Compensation for permanent total or partial disability resulting from an accident.
Medical Expenses
Covers hospital costs, surgery, medical treatment and rehabilitation after an accident.
Loss of Income
Weekly or monthly benefit if you are temporarily unable to work due to an accident.

Frequently Asked Questions

Everything you need to know before choosing your insurance

What is personal accident insurance?
Personal accident insurance pays a benefit if you suffer accidental injury, disability or death. It is different from health insurance which covers illness and disease.
Do I need accident insurance if I have health insurance?
Health insurance covers medical treatment costs. Accident insurance provides additional cash benefits for disability and death that health insurance does not cover.
Is motorbike riding covered?
Coverage depends on the plan. Most standard plans cover motorbike accidents as a rider or passenger. Check with the insurer for specific exclusions.
What are the typical benefit amounts?
Accidental death and disability benefits typically range from 500,000 to 5,000,000 THB depending on the premium and plan chosen.

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